This game attempts to mirror life events many people go through from going to college, raising a family, buying a home, working and retiring.

The intent of the game is to have the most assets at the end of the game. Assets are earned primarily by passing Payday spots on the game board. Money is also earned (and sometimes lost) by drawing Action cards, which assign set amounts or multiples of the wheel spin.

There is a very linear board that you move along by spinning a wheel. There are a handful of intersections where you can choose to go one direction or another but they ultimately have similar spaces and meet back up quickly. The first one is a decision to either attend college (payment due and a longer track), or not - with different career cards drawn as a result of that decision. There are a handful of choices regarding house speculation, but for the most part it is a game of luck.

This game makes a number of updates to older games in the game family. The maximum number of players has been reduced from 6 to 4, and a number of new cards and concepts have been introduced, increasing the randomness of asset collection.